Find Revere Bankruptcy Records

Revere bankruptcy records are filed at the U.S. Bankruptcy Court for the District of Massachusetts, Eastern Division, which covers all of Suffolk County. Whether you are searching an existing case, trying to confirm a filing date, or starting the process yourself, the Eastern Division in Boston handles all Revere filings from start to finish. This guide explains how to access Revere bankruptcy records, what types of cases are common, and where to find free legal help.

Revere Bankruptcy Court Location

Revere is in Suffolk County. Suffolk County bankruptcy cases are handled by the Eastern Division. The courthouse is at 5 Post Office Square, Suite 1150, Boston, MA 02109. Call (617) 748-5300 for general clerk's office questions. Hours are Monday through Friday, 8:30 a.m. to 5:00 p.m. Filing closes at 4:30 p.m.

Revere is just north of Boston. The Blue Line connects Revere directly to downtown Boston. The Wonderland and Beachmont stations are both in Revere. From the Government Center or State Street stops, the courthouse at Post Office Square is an easy walk. If you drive, plan for limited and costly downtown parking.

The court website at mab.uscourts.gov has everything you need before your visit: forms, fee schedules, local rules, and links to the online case search system.

The court's main site is your starting point for finding Revere bankruptcy records, accessing filed documents, and learning about the filing process.

Searching Revere Bankruptcy Records Online

PACER is the federal system for searching Revere bankruptcy records. Go to pacer.uscourts.gov and create a free account if you don't have one. Access costs $0.10 per page. If your quarterly charges are under $30, the court waives the fee. That means most people who run occasional searches pay nothing.

Once logged in, select the District of Massachusetts. Search by debtor name, case number, Social Security number (last four digits), or employer tax ID. Results show chapter type, filing date, case status, and a full docket list. Click any docket entry to read the actual filed document. Revere bankruptcy records in PACER go back many years, and older cases are usually available too.

The Voice Case Information System is a free phone option. Call 1-866-222-8029 and press 1 for Massachusetts. VCIS is available 24 hours a day. It gives you case status, hearing dates, and trustee information without any login or fees. It's useful if you just need to confirm whether a case exists or check on a hearing date quickly.

In-person searches at the clerk's office in Boston are available at public terminals. Certified copies cost $12.00. Regular photocopies cost $0.50 per page. A $34.00 fee applies if you ask the clerk to run a search. Bring a name or case number to make the visit go faster. Staff can assist with basic lookups during regular business hours.

Types of Bankruptcy Cases Filed in Revere

Revere is a diverse, working-class coastal city. Most Revere bankruptcy records are Chapter 7 cases. Chapter 7 is a liquidation. It discharges most unsecured debts in three to six months. You give up non-exempt assets, but most Revere filers don't have assets beyond what the exemptions cover. Chapter 7 is the fastest path for people dealing with credit card debt, medical bills, or personal loans.

Chapter 13 is an option for Revere homeowners who have fallen behind on mortgage payments. Chapter 13 lets you keep your home by catching up on arrears over a three- to five-year plan. Given rising property values in Revere in recent years, some homeowners have had good reason to use Chapter 13 to protect equity. The Massachusetts homestead exemption protects up to $500,000 in equity if you filed a declaration, or $125,000 automatically under 11 U.S.C. § 522. If your equity is close to those limits, that distinction matters.

Revere has seen notable economic shifts in recent years. Encore Boston Harbor casino opened in 2019, bringing both jobs and economic activity to the area. Still, Revere's filing rate has tracked statewide trends. Massachusetts saw 4,704 total filings in 2024, a 21.6% increase from the prior year. Revere contributed cases across both Chapter 7 and Chapter 13.

One notable case affecting Revere involved New England Confectionery Company, better known as Necco. When Necco filed for bankruptcy in 2018, it affected its Revere manufacturing facility. Cases like that become part of the public record and are searchable through PACER. Filing fees: Chapter 7 is $338, Chapter 13 is $313, Chapter 11 is $1,738.

Free Legal Help for Revere Filers

Greater Boston Legal Services (GBLS) serves Revere residents who need help with bankruptcy cases but cannot afford an attorney. GBLS handles intake for civil legal matters including bankruptcy. Call (617) 371-1234 or visit their website at gbls.org. Eligibility is income-based. If you qualify, GBLS can connect you with staff attorneys or volunteer counsel at no cost.

GBLS is the main source of free bankruptcy legal help for Revere residents who qualify based on income.

If you don't qualify for GBLS, the Boston Bar Association's lawyer referral service can help. Call (617) 742-0625. Many private bankruptcy attorneys in the Boston and Revere area offer free initial consultations. A single meeting with an attorney can clarify which chapter fits your situation and what to expect from the process.

The court's debtor FAQ page at mab.uscourts.gov/faqs-debtors answers common questions. It covers the meeting of creditors, what documents you need, required courses, and how long the process takes. That page is a solid starting point for Revere residents who are early in the research phase.

Filing Pro Se in Revere

You can file bankruptcy without an attorney. The court allows pro se filings. Revere residents can submit documents at the clerk's office in Boston or by email to prose_filings@mab.uscourts.gov. The email option has been available since May 2025. Attorneys are required to use the CM/ECF electronic filing system; pro se filers are not but may choose to do so.

Before filing, you must complete a credit counseling course from a court-approved provider. A debtor education course is also required before the court issues your discharge. Both can be taken online. The court's website lists approved providers. Keep your completion certificates. You file them as part of your case record.

Pro se filers face real risks. Errors in your schedules, missed deadlines, or wrong exemption claims can delay or damage your case. If you own property in Revere or have debts from fraud, a consultation with a bankruptcy attorney is worth the cost. The court has resources to help, but it cannot give legal advice.

For background on Massachusetts bankruptcy law, visit mass.gov/info-details/massachusetts-law-about-bankruptcy. That page explains how state exemptions work alongside federal law, including the homestead protection and other rights available to Massachusetts filers.

Federal Laws in Revere Bankruptcy Cases

All bankruptcy cases are governed by federal law. Three statutes appear most often in Revere bankruptcy records. The automatic stay under 11 U.S.C. § 362 goes into effect the moment you file. It stops collection calls, wage garnishments, lawsuits, and foreclosures immediately. That protection begins on day one without any additional court action.

Exemptions under 11 U.S.C. § 522 set the limits on what property you can keep. Massachusetts gives filers the choice between state and federal exemption sets. Many Revere filers opt for the state set, which includes the homestead exemption. Non-dischargeable debts are listed in 11 U.S.C. § 523. Student loans, recent tax debts, and debts tied to fraud generally survive a bankruptcy discharge. Understanding what can't be erased helps you set realistic expectations before you file.

Local rules for the District of Massachusetts are at mab.uscourts.gov/local-bankruptcy-rules. These rules apply to all cases filed through the Eastern Division and supplement the standard federal Bankruptcy Rules. Reviewing them helps you avoid procedural mistakes that can slow your case.

Nearby Cities and County

Revere is in Suffolk County. County-level information and court records are available on the Suffolk County bankruptcy records page. Suffolk County also includes Boston, Chelsea, and Winthrop.

Nearby cities with their own bankruptcy records pages include Boston, Malden, Everett, Somerville, and Lynn. All are served by the Eastern Division of the U.S. Bankruptcy Court.